Steps to BUILD a House with your Little salary

Despite the various argument in recent weeks about house not being a good investment, owning one is still a dream come through for many who are always at the mercy of whimsical landlords.

It is understandable that setting out on a building project could look like an enormous tasks for Nigerians, especially salary earners.

When taken one step at a time, owning your home could become a reality with strong commitment towards it. In this report,, will be looking at steps to take. The steps are for those who are land owners already.

1. Cutting and clearing

As simple as it sounds, wedding and clearing your piece of land is the first step. Get a good labourer who can do the work for you. Cutting and clearing a plot of land could be as high as N10,000, depending on your location.

Under the section, you may need to uproot trees if there are any already on your land. You should note that this comes at own different price.

2. Get your plan drawn and approved

Before your set out on building, know your community or state laws and how to seek an approval. Approach and architect and get your plan drawn. Your building blueprint will give direction to your builder.

The reason why a government approval is important is to avoid issue with town planning ministry. You do not want to have your project fall foul of the law when you have sunk in money already.

3. Foundation

After clearing your land, the next big thing to work on is the foundation. It is the most important part of your building. When spoke with a seasoned builder in Ibadan, he gave an extensive details of what is needed for a three bedroom family building and they are follows:

  • 500 blocks
  • 1 load of sand
  • 1 load of gravel
  • 15 bags of cement

4. Paying your labourers

Before getting those materials, it is necessary you conclude your negotiation with the builder. For Gbenga, he said he charges N80,000 to get such foundation done.

Your builder’s price may also be different depending on your location.

5. Be the supervisor.

You know you are a salary earner and you are trying to manage your resources as good as possible. So, you will have to be your own project supervisor.

While being the supervisor, ensure every bag of cement is accounted for. You do not want people pilfering from you.

Now that your foundation is done, take a rest and strategise on when to take it from there. The next big expenses will come when your want to roof. That is how to start.


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Jasper Chinedu
Jasper Chinedu (Sparobanks) is a Computer Program with over 5 years experience. He holds a Higher National Deploma in Computer Science from the Federal Polytechnic Nekede, Owerri. He has built lots of Mobile APPS, Website of all kind, including this Website. Jasper is a Chief Editor and Webmaster at THETALK.NG. Email: [email protected]